Managing Risks

Good risk management doesn’t mean avoiding risks at any cost. It means making informed choices about the risks we want to take

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Our approach

The Group believes that risk management is a fundamental part of robust corporate governance and good management practice. Good risk management does not mean avoiding risks at any cost but rather making informed and coherent choices regarding the risks the Group and the funds it manages want to take in pursuit of their strategies and objectives, having regard to the methods used to manage and mitigate those risks. Accordingly, risk management is embedded within all areas of the business, both at a Group and strategy level and across geographies, including in culture, decision-making processes, practices, business planning and reporting activities.

The Group manages a variety of risks in connection with its business activities, and the Board is ultimately responsible for oversight of the Group’s risk management and internal control systems. This includes determining the nature and extent of the key risks that the Board is willing to take in order to achieve the Group’s strategic objectives, and reviewing management’s implementation of effective systems of risk identification, assessment and management.

The Board is assisted in its risk management role by the Audit and Risk Committee, which monitors and reviews the Group’s internal controls and risk management framework. During 2023, the Audit and Risk Committee considered an updated risk management framework. It also reviewed a paper which explained the work undertaken to support the disclosures within the circular provided to shareholders in connection with the ECP transaction and discussed the integration of ECP into the enterprise risk management process.

To manage risk, the Group operates on a three lines model:

First line

Business units have the primary responsibility for managing risks in their respective areas.

Second line

Bridgepoint’s Legal and Compliance team assists with risk management, monitoring the operation of first line controls.

Third line

Deloitte, as the Group’s outsourced internal auditor, provides risk assurance on the effectiveness of governance, risk management and internal controls, including first and second line controls.

Completing its first full year of engagement, the Group’s internal audit function focused in particular on credit investment governance, data management and governance and a review of the Group’s compliance monitoring programme. The results of their audits and any associated recommendations were reported to the Audit and Risk Committee.

Prudent risk management within business units is underpinned by a strong control culture with clear oversight of responsibilities, and there is ongoing thematic compliance monitoring. The Group maintains comprehensive insurance cover with a broad range of policies covering a number of insurable events.

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Governance means more than simply complying with laws in the countries where we and our companies operate. It means demonstrating that the Firm's and our investors' interest are accountable, transparent and aligned. 

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Legal, Regulatory & Other Disclosures

  • Privacy Policy
  • Modern Slavery & Human Trafficking Statement
  • Approach to The EU Sustainable Finance Disclosure Regulation (SFDR)
  • UK Tax Strategy
  • Best Execution Disclosure - Bridgepoint Credit Management Limited
  • Approach to The Shareholder Rights Directive (SRDII)
  • UK Stewardship Code

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Applying responsible investing principles to everything we do

Sustainable, resilient businesses deliver superior returns and a better society. We want to help businesses do good and grow faster.

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